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Privacy Policy

Privacy Policy

Inszone Insurance Services, Inc (“Inszone”) is committed to respecting the individual rights of our customers. We are providing this privacy notice to inform you of our privacy and security practices regarding our relationship with you.

PRIVACY POLICY – ONLINE SUPPLEMENT

This section describes Inszone’s practices regarding information we receive about you during visits to this web site. The amount and type of information we receive depends on how you use this site. Please take a few minutes to read this supplement to our Privacy Policy so you may understand how your personal information is used and the measures we take to protect your personal information.

Normal Web Site Usage

You can visit our web site to read product, investment, and company information, or use our on-line tools without revealing any personal information. The only information we collect and store during normal web site usage is the name of your Internet service provider, the web site you last visited, the pages you request, the date and time of those requests and the number of visits you made to our website.

We use this information to generate statistics and measure website activity in order to improve the usefulness of customer visits to our website. This same information may be shared with third parties in order to provide these services or to analyze, store, or aggregate the information. It may also be shared with other third parties, working with us to improve the services of Inszone or our website. During normal web site usage, we do not collect or store personally identifiable information such as name, mailing address, email address, phone number, or Social Security number.

Inszone Insurance’s Data Collection and Usage Policy

Introduction: Inszone Insurance is committed to safeguarding the privacy and information of our clients. In the following policy, we outline the types of data we collect, the methods by which we obtain it, and our reasons for doing so.

1. What information does Inszone Insurance gather?

  • Personal Information: This refers to data that can be linked to you either directly or indirectly. It encompasses details that can describe, relate to, or be reasonably associated with an individual.
  • Non-Personal Information: These are details that, even when accumulated, won’t disclose an individual’s identity. Examples include aggregated data or de-identified information.

The scope and nature of the information we collect largely depend on the products and services you choose from Inszone Insurance.

2. How does Inszone Insurance obtain this information? We employ various methods:

  • Direct interactions: For instance, when you purchase a policy, create an account, join our mailing list, or use features like our mobile app.
  • Digital engagements: When you interact with our online platforms, we might gather data such as your IP address, browsing patterns, and other online behaviors.
  • Third-party sources: We may also obtain information from agencies like credit bureaus, state departments, marketing firms, and even individuals you know, like your spouse or parent.

3. Categories of Personal Information and Their Sources:

Categories of Personal Information Categories of Third Parties
Personal Identifiers Details like name, address, email, phone number, date of birth, and other identification numbers.
Personal Characteristics Attributes such as age, race, nationality, religion, health conditions, gender, and physical descriptions.
Commercial Information Information related to your dealings with us, including policy details, payment history, and other transaction data.
Biometric and Multimedia Information Unique biological data like fingerprints, and multimedia files like audio or visual recordings.
Internet or Electronic Network Activity Your online behaviors, sites visited, browser details, and mobile device identifiers.
Geolocation Data Information about your physical whereabouts and movements.
Professional or Employment Information Your work history, union affiliations, and communication records on company platforms.
Education Information Academic records and achievements.
Inferences Profiles we might create based on your information to understand your preferences, behavior, and tendencies.

4. Sensitive Personal Information: Certain data we collect is categorized as sensitive under legal definitions. This might include financial account numbers, identification details, precise location data, biometrics, health details, and information about your racial or ethnic origin, religious beliefs, and sexual history.

Electronic Mail Sent to Us That Contains Personal Information

Internet users may decide to send Inszone personally identifying information, for example, in an electronic mail message containing information about your Inszone Policy. Inszone will only use this information to identify the user as a Inszone customer and to determine how to respond to the electronic mail. We will use this information for the purpose identified in the email message and to enhance our understanding of you in order to improve our services to you.

What Are Cookies?

A “cookie” is a small line of text that is stored within your browser when you visit a cookie-enabled website. As you browse the Web, cookie-enabled sites will send cookies to your browser, along with pages. Your browser probably has options that will let you control whether the browser accepts cookies, rejects cookies, or notifies you each time a cookie is sent to you.

If your browser is set to reject cookies, cookie-enabled websites will not recognize you when you return. This provides you with anonymity, but it also makes it very difficult to offer you customized services. It is also less secure than using cookies, because all of your specific data must be sent to the website each time you view a page. Accepting cookies means your private data can stay at the Web server, and the only information transmitted over the Internet is your ID cookie.

If your browser is set to accept cookies, any cookies that are sent to your browser are stored in your computer for a period of time. There are a few different types of cookies. A “session” cookie is stored only in your computer’s working memory (RAM) and only lasts for your browsing session. When you close all of your browser’s windows, or when you shut down your computer, the session cookie disappears forever. A “permanent” cookie is stored on your computer’s hard drive until a specified date, which could be tomorrow, next week, or 10 years from now. Permanent cookies stay on your computer until either a) they expire, b) they are overwritten with newer cookies, c) you manually remove them.

We use permanent cookies to supply visitors to our site with a customized experience. These cookies do not involve personally identifiable information. We also use session cookies to customize your experience during a session, to aid in your navigation and use of the site, to develop generic web site metrics and other similar uses.

CONSENT TO BE CONTACTED BY INSZONE INSURANCE

In this Communication Consent (“Consent”) the words “we”, “us”, “our” refer to Inszone Insurance Services and any of its affiliates, agents, service providers or assignees. The words “you” and “your” mean you, the individual submitting a request for information form on the site.

You acknowledge and agree that we may share certain non-public personal information about you in accordance with our Privacy Policy, to provide marketing information concerning other products or services offered by us or third parties, or as provided by law.

You agree that by submitting a form on our website we may:  (a) call you, leave you a voice or prerecorded voice message, or send you a text, e-mail, fax or other electronic message (each a “Communication”) for any purpose related to your Request, including, but not limited to, application information, required documentation, insurance information, promotions and other marketing material; (b) call or text you at any telephone number you provide on or as part of your Request, including cellular telephone numbers, and may send an e-mail to any e-mail address you provide on your Request; (c) include your personal information in a Communication; and (d) always communicate with you in an manner permissible by law that does not require your prior consent. We may call or email you even if you do not submit or save the online application. You understand that you are not required to provide this consent as a condition of submitting the Request, and you may withdraw your consent at any time by emailing us at [email protected], calling 833-819-5009, or replying STOP at any time to any text messages received from us.

 

Questions?

Our privacy practices are designed to provide a high level of protection for your personal information and our systems. If you have any questions or comments about Inszone’s privacy practices, you can contact us via email at [email protected] or by phone at 855-777-6836.

Changes

We reserve the right to change, modify, or adjust our Privacy Policy as needed. A revised Privacy Policy only applies to data collected subsequent to its effective date. Any revisions will be posted at least 10 days prior to its effective date.

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